There are two kinds of living; living in bondage to debt, loans etc, and secondly living in freedom, having more than enough. They that sow in tears shall reap in joy.
Your money, life, your words is a seed. When you have less, sow it, doubtless you will come again rejoicing.
Do not observe the winds, to sow you will not be able to sow doing that. Keep sowing by faith, in the morning and evening, you never know where your harvest will come from.
In church, Jesus is observing the attitude of your heart, the attitude of your giving. Jesus was the biggest lover and biggest giver ever.