Debt should only serve you to grow you and not stress you in giving.
It’s not a sin to be in debt, it’s sin when debt controls you.
Never come to God’s presence empty handed. If you think small then you have been living unfaithful life but if you have been faithful, you will have confidence in God.
If you are faithful with little, God will give you riches. God never asks you to do something without having a plan to give you much more.