It’s God’s idea and desire for us to be debt free. God’s ultimate desire is for me not to owe anything to anybody.

Debt is not a sin but the pressure and problems that comes with it is sin.

Never do wrong to people to get money otherwise this sin will find you and hurt you.

Learn to say ‘NO’, it will do good to you – Do not do things or say ‘YES’ based on what others will think.

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